Working Relationships A good Insurance broker will help you do a number of things: 1. Help you control the costs of your insurance 2. Find a solution that will work for the long run 3. Teach you how to use your benefit plan as a management tool 4. Find ways to help improve the health of your employees 5. Provide added benefits to your employees 6. Ensure that all work done for you works within CCRA standards   Cost Control To control the costs we work with the following insures to ensure you are always getting the best service for your premium dollar.
Group Benefits	Personal Products
• Blue Cross • Empire Life • Encon • Equitable • Great West • Manulif • Maritime Life • Standard Life • Sun Life • Unum	• Canada Life • Equitable • Great West • Manulife • Maritime Life • Standard Life • Sun Life • Trans America • Unum
This list is only partial. All companies are in alphabetical order. Our preference is to provide you with the company that fits your specific needs.

Alternative Funding Options

For some companies, alternative funding mechanisms are available for their plans. For these situations we work with self insurance and third party providers. We will evaluate these options at your disposal.

• Sometimes, the best solution for your needs will combine different ideas to form a long term plan. We may work with full coverage and self insurance concepts to give you more control. We have many alternative ideas that will help you achieve this goal.

• In some cases we can help your company become more productive by adjusting the benefits to tell you about the internal working of your company. In these cases, they become a management tool.

• We are working on alliances with various fitness providers. Employees covered by any plan from Marathon will be able to join a gym and receive discounts from local athletic supply stores. An active employee takes fewer sick days, and is more productive. More information will follow.

• At Marathon, we use Accountants & Lawyers to ensure your benefits are done correctly. We also have access to Mortgage Brokers, Commercial, and residential real estate agents. We will roll these proven experts out to your group to help them save their money. [At your option]